Regulatory Compliance & Governance
Instant Holdings Limited is committed to maintaining the highest standards of regulatory compliance, corporate governance, financial integrity, and risk management. The Company operates under a robust compliance framework designed to safeguard stakeholder interests and ensure adherence to applicable laws and regulations.
RBI Registration & NBFC Compliance
Registered under Section 45-IA of the Reserve Bank of India Act, 1934, holding a valid Certificate of Registration (CoR) to carry on Non-Banking Financial Company (NBFC) activities.
Regulatory Highlights:
- RBI Registered NBFC
- Valid Certificate of Registration (CoR)
- Compliance with applicable RBI Directions
- Periodic regulatory reporting and disclosures
- Risk-based governance framework
The statutory auditors confirm that the Company has not conducted any non-banking financial activity without a valid RBI registration.
Corporate Governance
Strong corporate governance is essential for sustainable growth and long-term value creation.
- Board of Directors oversight
- Independent Statutory Audit
- Internal Audit Function
- Internal Financial Controls
- Risk Management Processes
- Regulatory Compliance Monitoring
The auditors confirm that none of the directors were disqualified under Section 164(2) of the Companies Act, 2013 as on 31 March 2026.
Audit, Assurance & Internal Controls
Statutory Auditor & Opinion
Ashwani Sanan & Associates
Chartered Accountants (Firm Registration No.: 007620N)
The Company's financial statements for FY 2025-26 have received an unmodified audit opinion and comply with Indian Accounting Standards (Ind AS) prescribed under Section 133 of the Companies Act, 2013.
Proper books of account have been maintained and financial statements are in agreement with the books of account.
Internal Financial Controls
Effective internal financial control framework ensuring:
- Accuracy of financial reporting
- Protection of assets
- Prevention and detection of fraud
- Regulatory compliance
- Reliable financial information
Statutory & IT Compliance Highlights
Key Compliance Highlights
- No public deposits accepted during the year.
- No fraud reported by or on the Company.
- No whistleblower complaints received.
- Related party transactions comply with the Companies Act.
- No wilful default declared by any bank.
- No preferential allotment or public issue.
Information Technology & Audit Trail
- Audit trail enabled accounting system
- Audit logs maintained throughout the financial year
- No instance of audit trail tampering identified
- Records retained as per statutory requirements
The statutory auditors confirm that audit trail functionality operated throughout the year for all relevant transactions.
Risk Management & Certifications
The Company continuously monitors and manages Investment Risk (market/portfolio risks), Liquidity Risk (operational requirements), Regulatory Risk (evolving legal requirements), and Operational Risk (systems/processes).
Compliance Certifications Maintained: Statutory Audit Reviews, Internal Audit Reviews, RBI Regulatory Compliance Monitoring, Internal Financial Control Reviews, Risk Management Assessments, and Governance Reviews.